Founded in 1983
One of the first dedicated UK companies to provide bridging loans in London and the South East
Part of the Close Brothers Group
Fast, personal and flexible service
Trusted ongoing relationships
Highly experienced team of lenders and access to all senior staff
Short-term, refurbishment and development finance
Unregulated first charge bridging loans
Commercial Acceptances has provided short-term property finance for close to 40 years, becoming part of Close Brothers Group, the UK’s largest independent fully quoted merchant bank, in 2008.
We are dedicated property lenders specialising in short-term bridging finance, development finance and refurbishment finance. We know and understand our market. We support established and experienced residential and commercial property developers, investors and traders.
CA was one of the first UK companies to provide bridging loans in London and the South East, our main areas of expertise. We have since widened our reach, to the South West but with a disciplined focus on local knowledge. We lend close enough to our base in London that we fully understand the area and market.
We understand tomorrow’s market today. With CA, you’re working with a team of lenders with decades of experience between them. We train our people in all areas of bridging and development finance, so they are fully versed in origination, due diligence, valuations, legals, completions, day-to-day account management and redemptions.
We value relationships with our customers. Our senior lenders will be with you during every aspect of the loan process. Their dedicated and experienced supporting team will ensure ready access at all times and we guarantee you won’t get passed around from department to department.
When time is of the essence—such as an auction purchase—we get matters moving quickly. We encourage you to contact CA before the auction. Our experienced Lending Managers can offer you a quick decision in principle and provide you with Heads of Terms ready for the auction.
The strong personal relationships we’ve built with clients over our decades of lending are at the heart of our business. We never simply complete a loan and move on. Your dedicated senior lender and their team will be with you for the whole journey from inception to completion, maintaining a long-term, face-to-face relationship with you.
We’ll continue to be fully accessible to bring you with us into the future. It’s a mindset that maintains relationships so that we now lend to people whose parents were borrowers over 30 years ago.
We specialise in short-term bridging finance and development finance for both new build and refurbishment. We offer unregulated first charge bridging loans to property developers and investors. Our products are not available to owner-occupiers.
We have numerous products and will work with you to see which best satisfies your specific needs. Our products range from 6-month to 60-month terms.
Our years of experience have taught us that no two loans are the same. We focus on speed, flexibility and structuring every loan around your specific requirements.