Our products | Commercial Acceptances Ltd

Bridging Finance

From £50,000 to £10 million
Interest from 7.25% per annum plus Bank of England Base Rate*
No arrangement or exit fee
Up to 70% of the 180-day Market Value
We specialise in Auction Finance
6-12 months

Longer-term Finance

From £50,000 to £10 million
Interest from 5.5% per annum plus Bank of England Base Rate**
Commitment fee from 1% of the loan amount
Exit fee from 1% of the loan amount
Up to 70% of the 180-day Market Value
12-18 months

Development – refurbishment, conversion and new build

From £50,000 to £10 million
Interest from 5.5% per annum plus Bank of England Base Rate**
Commitment fee from 1% of the loan amount
Exit fee from 1% of loan amount or GDV dependent on term, size and complexity of the development
Up to 60% loan to GDV
Loans to experienced developers

Heavy Refurbishment –refurbishment and conversion

Up to 65% loan to GDV
Maximum cost of works £500,000 (no new build)
Interest from 5.5% per annum plus Bank of England Base Rate**
Commitment fee from 1% of the loan amount
Exit fee from 1% of loan amount or GDV

3-5 Year Medium Term Investment loan

From £50,000 to £5 million
Interest from 3.25% per annum plus Bank of England Base Rate**
Commitment fee from 1% of the loan amount
Exit fee from 1% of loan amount
Up to 70% of the 180-day Market Value
36 – 60 months
ERC’s will apply

Bridge-to-let

From £50,000 to £5 million
Bridging loan followed by conversion to 3-5 year Investment Term Loan (ITL) once the property is generating sufficient income and any other qualifying criteria have been met
Prior to conversion, interest from 7.25% per annum plus Bank of England Base Rate**
Once converted, interest from 3.25% per annum plus Bank of England Base Rate*
6-12 month bridge
Maximum 60 months
ERC’s will apply

CA Revolve

From £100,000
Dynamic credit facility to provide fast, hassle-free access to capital to support site acquisitions, auction purchases or funding work-in-progress.
Up to 75% Loan to Value
Interest from 7.5% per annum plus Bank of England Base Rase*
12-24 month term
15% minimum initial drawdown
Frequency and amount of drawdowns by negotiation
No non-utilisation fees
No early repayment charges

Commercial Acceptances does not provide regulated mortgage contracts, where it is either your or an immediate family member’s intention to occupy the property, either now or at any time in the future.

*Calculated daily and chargeable on the amount borrowed every calendar month or part thereof. Rates are subject to change and will increase or decrease in line with movements in the Bank of England Base Rate. Rates will be adjusted on each calendar month anniversary of the facility.

**Calculated daily and chargeable after close of business on the last calendar day each month. Rates are subject to change and will increase or decrease in line with movements in the Bank of England Base Rate. Rates will be adjusted on the first business day of each month.

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Tariff of charges

The fees you are likely to encounter can be found here.

These charges do not include the interest rates or fees we apply.